PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Weokie

Oklahoma City, OK · Charter 24899

NCUA · 15 branches

Q2 2026

$1.5BAssets
$1.1BLoans
$1.1BShares
$201.6MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.82%, up 21 bps year over year; NIM at 2.92%.
  • Asset quality: problem loans at 0.64% of loans (-1 bps YoY).
  • Capital: net worth / assets of 13.45%, up 20 bps from a year ago.
  • Funding: loans stand at 98.60% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.82%+21 bps YoY

Net Interest Margin (YTD, annualized)

2.92%+28 bps YoY

Efficiency Ratio (YTD, annualized)

70.61%-433 bps YoY

Net Worth / Assets

13.45%+20 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.61%0.67%0.76%0.78%0.82%+21 bps
Return on Equity4.59%5.04%5.62%5.91%6.11%+152 bps
Net Interest Margin2.64%2.68%2.73%2.87%2.92%+28 bps
Efficiency Ratio74.94%73.84%72.38%70.90%70.61%-433 bps
Growth
Asset Growth (YoY)4.24%6.13%7.85%6.79%3.30%-94 bps
Loan Growth (YoY)1.78%3.80%4.93%6.80%5.81%+403 bps
Share Growth (YoY)5.40%6.86%8.45%8.27%4.14%-126 bps
Asset Quality
Delinquent Loans / Loans0.65%0.70%0.70%0.63%0.64%-1 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital13.25%13.37%13.57%13.27%13.45%+20 bps
Net Worth / Assets13.25%13.37%13.57%13.27%13.45%+20 bps
Liquidity & Funding
Loans / Shares97.05%96.74%97.58%97.70%98.60%+156 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps