Englewood, CO · Charter 24889
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.84% | -0.49% | -0.37% | -0.41% | -0.20% | +65 bps | |
| Return on Equity | -7.27% | -4.28% | -3.44% | -4.12% | -2.00% | +527 bps | |
| Net Interest Margin | 3.71% | 4.37% | 3.80% | 4.01% | 4.05% | +34 bps | |
| Efficiency Ratio | 117.80% | 109.13% | 104.97% | 104.49% | 94.13% | -2,367 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 80.69% | 70.30% | 77.91% | 45.36% | 17.57% | -6,312 bps | |
| Loan Growth (YoY) | 24.63% | 57.33% | 87.99% | 94.90% | 80.71% | +5,608 bps | |
| Share Growth (YoY) | 102.43% | 91.01% | 98.19% | 50.39% | 20.97% | -8,145 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.30% | 0.39% | 0.48% | 0.61% | 0.74% | +44 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.62% | 11.36% | 10.84% | 10.04% | 9.81% | -182 bps | |
| Net Worth / Assets | 11.62% | 11.36% | 10.84% | 10.04% | 9.81% | -182 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 62.70% | 75.67% | 99.37% | 96.68% | 93.66% | +3,096 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |