Dale Employees
Columbus, NE · Charter 24872 · Peer group: credit unions under $1B in assets (n=1,675-1,678)
NCUA · 2 branches
Q1 2025
$25.7MAssets
$18.6MLoans
$21.8MShares
$3.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 57% of credit unions under $1B in assets (rank 722 of 1677).
- Widest gap: efficiency ratio trails 100% of credit unions under $1B in assets (rank 1670 of 1675).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-12.45%
Rank 1,666 of 1,678
Net Interest Margin
3.81%
Rank 722 of 1,677
Efficiency Ratio
346%
Rank 1,670 of 1,675
Equity / Assets
11.84%
Rank 914 of 1,677
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -12.45% | 0.24% | 0.67% | 1.21% | Beats 1% | 1,666 / 1,678 | |
| Return on Equity | -105.15% | 1.96% | 5.37% | 8.99% | Beats 1% | 1,666 / 1,675 | |
| Net Interest Margin | 3.81% | 3.12% | 3.67% | 4.25% | Beats 57% | 722 / 1,677 | |
| Efficiency Ratio | 346% | 68.92% | 78.89% | 88.44% | Beats 0% | 1,670 / 1,675 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.69% | 0.21% | 0.58% | 1.19% | Beats 44% | 941 / 1,676 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.84% | 10.02% | 12.33% | 15.89% | Beats 45% | 916 / 1,678 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.84% | 10.02% | 12.33% | 15.89% | Beats 45% | 914 / 1,677 | |
| Liquidity & Funding |
| Loans / Deposits | 85.70% | 54.28% | 70.33% | 83.29% | 80th pctl | 337 / 1,677 | |
| Loans / Assets | 72.46% | 46.21% | 59.98% | 70.96% | 79th pctl | 348 / 1,677 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |