Jefferson Financial Metairie, LA · Charter 24871 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=30-31)
NCUA · 16 branches
Q2 2025
$675.2M Assets
$449.5M Loans
$500.5M Shares
$66.9M Net Worth
Executive Summary Strongest standing: nonperforming loans / loans outperforms 29% of credit unions under $1B in assets in the New Orleans-Metairie, LA area (rank 23 of 31). Widest gap: efficiency ratio trails 93% of credit unions under $1B in assets in the New Orleans-Metairie, LA area (rank 29 of 30). Overall: at or above the peer median on 0 of 7 directional measures. Return on Assets
-1.12%
Rank 27 of 31
Net Interest Margin
2.66%
Rank 28 of 31
Efficiency Ratio
122.99%
Rank 29 of 30
Equity / Assets
9.91%
Rank 26 of 31
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets -1.12% -0.50% 0.31% 1.53% Beats 13% 27 / 31 Return on Equity -11.32% -3.79% 2.23% 7.69% Beats 16% 26 / 31 Net Interest Margin 2.66% 3.52% 4.35% 5.06% Beats 10% 28 / 31 Efficiency Ratio 122.99% 69.57% 86.42% 96.27% Beats 7% 29 / 30 Asset Quality Nonperforming Loans / Loans 1.59% 0.27% 0.80% 1.79% Beats 29% 23 / 31 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 9.91% 11.11% 13.76% 20.51% Beats 16% 26 / 31 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 9.91% 11.12% 13.76% 20.51% Beats 16% 26 / 31 Liquidity & Funding Loans / Deposits 89.81% 46.22% 71.42% 85.76% 84th pctl 5 / 31 Loans / Assets 66.57% 35.07% 50.61% 72.56% 65th pctl 11 / 31 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the New Orleans-Metairie, LA area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (30 to 31 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.38%, the median effective tax rate of the 2,798 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11