Corpus Christi, TX · Charter 24869
NCUA · 3 branches
Q1 2017
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q1 2016 | Q2 2016 | Q3 2016 | Q4 2016 | Q1 2017 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -5.15% | -3.54% | -3.62% | -3.33% | -0.58% | +457 bps | |
| Return on Equity | -55.68% | -37.06% | -39.35% | -36.36% | -7.93% | +4,775 bps | |
| Net Interest Margin | 5.75% | 5.86% | 5.86% | 5.89% | 4.49% | -126 bps | |
| Efficiency Ratio | 70.67% | 70.47% | 67.42% | 67.92% | 86.86% | +1,619 bps | |
| Growth | |||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | -17.38% | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | -25.93% | n/a | n/a |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | -14.30% | n/a | n/a |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 3.44% | 4.13% | 3.71% | 2.86% | 1.86% | -158 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 5.06% | 5.24% | 5.57% | 5.41% | 4.69% | -37 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.25% | 9.56% | 9.20% | 9.16% | 7.26% | -199 bps | |
| Net Worth / Assets | 9.25% | 9.56% | 9.20% | 9.16% | 7.26% | -199 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 83.44% | 81.46% | 87.44% | 80.79% | 72.12% | -1,132 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |