Denver, CO · Charter 24854
NCUA · 19 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.22% | 0.39% | 0.52% | 0.32% | 0.53% | +31 bps | |
| Return on Equity | 2.17% | 3.80% | 5.07% | 3.20% | 5.06% | +289 bps | |
| Net Interest Margin | 3.81% | 3.81% | 3.79% | 3.86% | 3.99% | +18 bps | |
| Efficiency Ratio | 69.78% | 69.24% | 69.80% | 71.13% | 71.05% | +127 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -10.99% | -10.07% | 5.14% | 3.20% | 3.15% | +1,414 bps | |
| Loan Growth (YoY) | 1.55% | 2.82% | 4.80% | 6.40% | 6.28% | +473 bps | |
| Share Growth (YoY) | 4.84% | 4.49% | 4.66% | 2.56% | 2.49% | -234 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.69% | 0.63% | 0.75% | 0.66% | 0.74% | +4 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.11% | 10.17% | 10.17% | 10.14% | 10.44% | +33 bps | |
| Net Worth / Assets | 10.11% | 10.17% | 10.17% | 10.14% | 10.44% | +33 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 74.42% | 74.84% | 75.44% | 75.31% | 77.16% | +275 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |