Credit Union of Colorado, A
Denver, CO · Charter 24854 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 19 branches
Q2 2026
$2.6BAssets
$1.8BLoans
$2.3BShares
$274.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 88% of credit unions $1B-$10B in assets (rank 54 of 435).
- Widest gap: return on assets trails 77% of credit unions $1B-$10B in assets (rank 335 of 435).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.53%
Rank 335 of 435
Net Interest Margin
3.99%
Rank 54 of 435
Efficiency Ratio
71.05%
Rank 207 of 435
Equity / Assets
10.44%
Rank 264 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.53% | 0.55% | 0.81% | 1.14% | Beats 23% | 335 / 435 | |
| Return on Equity | 5.06% | 5.12% | 7.41% | 9.70% | Beats 25% | 328 / 435 | |
| Net Interest Margin | 3.99% | 3.01% | 3.39% | 3.75% | Beats 88% | 54 / 435 | |
| Efficiency Ratio | 71.05% | 65.25% | 71.39% | 77.86% | Beats 53% | 207 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.74% | 0.45% | 0.69% | 1.05% | Beats 46% | 235 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.44% | 9.81% | 10.84% | 12.63% | Beats 39% | 264 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.44% | 9.81% | 10.84% | 12.63% | Beats 39% | 264 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 77.16% | 78.33% | 88.38% | 95.61% | 23rd pctl | 336 / 435 | |
| Loans / Assets | 68.52% | 67.69% | 74.58% | 80.80% | 27th pctl | 319 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |