Philadelphia, PA · Charter 24853
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.04% | 1.41% | 2.27% | -1.11% | -0.97% | -300 bps | |
| Return on Equity | 8.81% | 5.68% | 8.87% | -4.49% | -4.18% | -1,299 bps | |
| Net Interest Margin | 4.32% | 4.66% | 3.26% | 3.48% | 3.42% | -91 bps | |
| Efficiency Ratio | 53.23% | 70.04% | 63.05% | 130.38% | 126.17% | +7,294 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 10.34% | 1.75% | 1.97% | -3.71% | 2.69% | -765 bps | |
| Loan Growth (YoY) | 28.06% | 43.48% | 23.45% | 34.45% | 28.23% | +16 bps | |
| Share Growth (YoY) | 9.91% | -0.37% | -0.80% | -6.20% | 2.63% | -728 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 19.93% | 21.05% | 27.64% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 19.83% | 19.49% | 21.33% | 16.23% | 2.72% | -1,712 bps | |
| Capital | |||||||
| Risk-Based Capital | 23.12% | 24.86% | 25.61% | 24.67% | 23.14% | +1 bps | |
| Net Worth / Assets | 23.12% | 24.86% | 25.61% | 24.67% | 23.14% | +1 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 11.24% | 12.87% | 12.03% | 16.97% | 14.04% | +280 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |