Neighbors United
Greenwood, SC · Charter 24851 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$64.0MAssets
$37.1MLoans
$56.3MShares
$8.0MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 47% of credit unions under $1B in assets (rank 895 of 1683).
- Widest gap: efficiency ratio trails 94% of credit unions under $1B in assets (rank 1590 of 1682).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
-0.57%
Rank 1,579 of 1,683
Net Interest Margin
3.55%
Rank 1,086 of 1,683
Efficiency Ratio
105.40%
Rank 1,590 of 1,682
Equity / Assets
12.57%
Rank 895 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.57% | 0.35% | 0.74% | 1.18% | Beats 6% | 1,579 / 1,683 | | |
| Return on Equity | -4.52% | 2.67% | 5.89% | 8.74% | Beats 6% | 1,588 / 1,681 | | |
| Net Interest Margin | 3.55% | 3.31% | 3.82% | 4.32% | Beats 35% | 1,086 / 1,683 | | |
| Efficiency Ratio | 105.40% | 68.91% | 78.20% | 86.93% | Beats 6% | 1,590 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.27% | 0.26% | 0.65% | 1.29% | Beats 25% | 1,257 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.57% | 10.44% | 12.89% | 16.53% | Beats 47% | 895 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.57% | 10.44% | 12.89% | 16.53% | Beats 47% | 895 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 66.03% | 52.61% | 69.38% | 83.50% | 44th pctl | 950 / 1,683 | | |
| Loans / Assets | 58.04% | 44.71% | 59.18% | 70.72% | 48th pctl | 878 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |