Crayola LLC Employees Credit Union
Easton, PA · Charter 24850 · Peer group: credit unions under $1B in assets in PA (n=72)
NCUA · 2 branches
Q2 2026
$8.3MAssets
$2.7MLoans
$6.5MShares
$1.8MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 86% of credit unions under $1B in assets in PA (rank 10 of 72).
- Widest gap: efficiency ratio trails 94% of credit unions under $1B in assets in PA (rank 69 of 72).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.31%
Rank 66 of 72
Net Interest Margin
3.00%
Rank 58 of 72
Efficiency Ratio
91.16%
Rank 69 of 72
Equity / Assets
21.93%
Rank 10 of 72
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.31% | 0.59% | 1.06% | 1.40% | Beats 8% | 66 / 72 | | |
| Return on Equity | 1.42% | 5.27% | 7.11% | 9.91% | Beats 6% | 68 / 72 | | |
| Net Interest Margin | 3.00% | 3.09% | 3.57% | 4.10% | Beats 19% | 58 / 72 | | |
| Efficiency Ratio | 91.16% | 64.37% | 73.67% | 81.63% | Beats 6% | 69 / 72 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.12% | 0.20% | 0.58% | 1.09% | Beats 8% | 67 / 72 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 21.93% | 10.74% | 12.96% | 16.84% | Beats 86% | 10 / 72 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 21.93% | 10.74% | 12.96% | 16.84% | Beats 86% | 10 / 72 | | |
| Liquidity & Funding |
| Loans / Deposits | 42.20% | 34.39% | 52.54% | 65.98% | 38th pctl | 45 / 72 | | |
| Loans / Assets | 32.90% | 30.23% | 45.37% | 57.67% | 32nd pctl | 49 / 72 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |