Thrivent
Appleton, WI · Charter 24849 · Peer group: credit unions under $1B in assets (n=1,675-1,678)
NCUA · 1 branch
Q1 2025
$779.9MAssets
$598.7MLoans
$612.4MShares
$81.4MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 65% of credit unions under $1B in assets (rank 585 of 1676).
- Widest gap: efficiency ratio trails 79% of credit unions under $1B in assets (rank 1331 of 1675).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.28%
Rank 1,222 of 1,678
Net Interest Margin
3.20%
Rank 1,213 of 1,677
Efficiency Ratio
90.52%
Rank 1,331 of 1,675
Equity / Assets
10.43%
Rank 1,180 of 1,677
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.28% | 0.24% | 0.67% | 1.21% | Beats 27% | 1,222 / 1,678 | |
| Return on Equity | 2.68% | 1.96% | 5.37% | 8.99% | Beats 30% | 1,171 / 1,675 | |
| Net Interest Margin | 3.20% | 3.12% | 3.67% | 4.25% | Beats 28% | 1,213 / 1,677 | |
| Efficiency Ratio | 90.52% | 68.92% | 78.89% | 88.44% | Beats 21% | 1,331 / 1,675 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.34% | 0.21% | 0.58% | 1.19% | Beats 65% | 585 / 1,676 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.43% | 10.02% | 12.33% | 15.89% | Beats 30% | 1,181 / 1,678 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.43% | 10.02% | 12.33% | 15.89% | Beats 30% | 1,180 / 1,677 | |
| Liquidity & Funding |
| Loans / Deposits | 97.76% | 54.28% | 70.33% | 83.29% | 95th pctl | 79 / 1,677 | |
| Loans / Assets | 76.77% | 46.21% | 59.98% | 70.96% | 87th pctl | 216 / 1,677 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |