Lakota
Kyle, SD · Charter 24847 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$19.7MAssets
$7.9MLoans
$12.2MShares
$4.3MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 100% of credit unions under $1B in assets (rank 1 of 1683).
- Widest gap: nonperforming loans / loans trails 78% of credit unions under $1B in assets (rank 1311 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
8.80%
Rank 1 of 1,683
Net Interest Margin
13.34%
Rank 1 of 1,683
Efficiency Ratio
46.45%
Rank 45 of 1,682
Equity / Assets
22.07%
Rank 159 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 8.80% | 0.35% | 0.74% | 1.18% | Beats 100% | 1 / 1,683 | | |
| Return on Equity | 39.86% | 2.67% | 5.89% | 8.74% | Beats 100% | 2 / 1,681 | | |
| Net Interest Margin | 13.34% | 3.31% | 3.82% | 4.32% | Beats 100% | 1 / 1,683 | | |
| Efficiency Ratio | 46.45% | 68.91% | 78.20% | 86.93% | Beats 97% | 45 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.45% | 0.26% | 0.65% | 1.29% | Beats 22% | 1,311 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 22.07% | 10.44% | 12.89% | 16.53% | Beats 91% | 159 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 22.07% | 10.44% | 12.89% | 16.53% | Beats 91% | 159 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 65.00% | 52.61% | 69.38% | 83.50% | 42nd pctl | 976 / 1,683 | | |
| Loans / Assets | 40.16% | 44.71% | 59.18% | 70.72% | 19th pctl | 1,362 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |