Revity
Greensboro, NC · Charter 24840 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$83.0MAssets
$51.2MLoans
$73.7MShares
$6.5MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 30% of credit unions under $1B in assets (rank 1182 of 1683).
- Widest gap: return on equity trails 98% of credit unions under $1B in assets (rank 1644 of 1681).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
-1.24%
Rank 1,625 of 1,683
Net Interest Margin
3.43%
Rank 1,182 of 1,683
Efficiency Ratio
113.65%
Rank 1,624 of 1,682
Equity / Assets
7.87%
Rank 1,630 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.24% | 0.35% | 0.74% | 1.18% | Beats 3% | 1,625 / 1,683 | | |
| Return on Equity | -15.79% | 2.67% | 5.89% | 8.74% | Beats 2% | 1,644 / 1,681 | | |
| Net Interest Margin | 3.43% | 3.31% | 3.82% | 4.32% | Beats 30% | 1,182 / 1,683 | | |
| Efficiency Ratio | 113.65% | 68.91% | 78.20% | 86.93% | Beats 4% | 1,624 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.12% | 0.26% | 0.65% | 1.29% | Beats 13% | 1,468 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.87% | 10.44% | 12.89% | 16.53% | Beats 3% | 1,630 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.87% | 10.44% | 12.89% | 16.53% | Beats 3% | 1,630 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 69.51% | 52.61% | 69.38% | 83.50% | 50th pctl | 835 / 1,683 | | |
| Loans / Assets | 61.78% | 44.71% | 59.18% | 70.72% | 56th pctl | 740 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |