Orion
Memphis, TN · Charter 24831 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 12 branches
Q2 2026
$1.3BAssets
$1.1BLoans
$1.0BShares
$239.7MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 97% of credit unions $1B-$10B in assets (rank 11 of 435).
- Widest gap: efficiency ratio trails 97% of credit unions $1B-$10B in assets (rank 423 of 435).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.10%
Rank 418 of 435
Net Interest Margin
3.30%
Rank 242 of 435
Efficiency Ratio
89.31%
Rank 423 of 435
Equity / Assets
18.42%
Rank 11 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.10% | 0.55% | 0.81% | 1.14% | Beats 4% | 418 / 435 | |
| Return on Equity | 0.56% | 5.12% | 7.41% | 9.70% | Beats 3% | 422 / 435 | |
| Net Interest Margin | 3.30% | 3.01% | 3.39% | 3.75% | Beats 44% | 242 / 435 | |
| Efficiency Ratio | 89.31% | 65.25% | 71.39% | 77.86% | Beats 3% | 423 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.55% | 0.45% | 0.69% | 1.05% | Beats 65% | 154 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.42% | 9.81% | 10.84% | 12.63% | Beats 97% | 11 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.42% | 9.81% | 10.84% | 12.63% | Beats 97% | 11 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 110.58% | 78.33% | 88.38% | 95.61% | 98th pctl | 8 / 435 | |
| Loans / Assets | 87.87% | 67.69% | 74.58% | 80.80% | 96th pctl | 17 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |