PackageTrendsPeer
Letter portraitLegal landscape

Orion

Memphis, TN · Charter 24831

NCUA · 12 branches

Q2 2026

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, credit unions $1B-$10B in assets3

Basis

Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.

Peer groups below the disclosure floor are suppressed.

Peer standing

Capital

97

Q2 2024Q2 2026peer median (50)

Asset Quality

65

Q2 2024Q2 2026peer median (50)

Profitability

17

Q2 2024Q2 2026peer median (50)

Liquidity

0

Q2 2024Q2 2026peer median

Efficiency

3

Q2 2024Q2 2026peer median (50)

Growth

No peer data yet

Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Orion

Memphis, TN · Charter 24831

NCUA · 12 branches

Q2 2026

$1.3BAssets
$1.1BLoans
$1.0BShares
$239.7MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Financial Results

Return on Assets (YTD, annualized)

0.10%-11 bps YoY

Net Interest Margin (YTD, annualized)

3.30%+5 bps YoY

Efficiency Ratio (YTD, annualized)

89.31%+138 bps YoY

Net Worth / Assets

18.42%-43 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Return on Assets0.21%0.20%0.19%0.13%0.10%-11 bps
Net Interest Margin3.25%3.26%3.29%3.23%3.30%+5 bps
Asset Growth (YoY)2.42%4.98%4.97%3.60%1.84%-58 bps
Share Growth (YoY)3.12%6.06%5.98%4.12%1.87%-125 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Risk-Based Capital18.85%18.75%18.62%18.42%18.42%-43 bps
Loans / Shares103.19%103.41%106.33%105.10%110.58%+739 bps

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Income-statement figures are year-to-date as filed, annualized (the UBPR convention). Each quarter includes the ones before it.

CallReports · callreports.ai· Performance TrendsGenerated 2026-10-11

Orion

Memphis, TN · Charter 24831 · Peer group: credit unions $1B-$10B in assets (n=435)

NCUA · 12 branches

Q2 2026

$1.3BAssets
$1.1BLoans
$1.0BShares
$239.7MNet Worth

Return on Assets

0.10%

Rank 418 of 435

Net Interest Margin

3.30%

Rank 242 of 435

Efficiency Ratio

89.31%

Rank 423 of 435

Equity / Assets

18.42%

Rank 11 of 435

MetricYour Credit UnionPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Return on Assets0.10%0.55%0.81%1.14%Beats 4%418 / 435
Net Interest Margin3.30%3.01%3.39%3.75%Beats 44%242 / 435
Nonperforming Loans / Loans0.55%0.45%0.69%1.05%Beats 65%154 / 435
Tier 1 Capital Ratio18.42%9.81%10.84%12.63%Beats 97%11 / 435
Equity / Assets18.42%9.81%10.84%12.63%Beats 97%11 / 435
Loans / Assets87.87%67.69%74.58%80.80%96th pctl17 / 435