Tucson, AZ · Charter 24826
NCUA · 6 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.68% | 0.44% | 0.57% | 1.00% | 0.42% | -26 bps | |
| Return on Equity | 6.76% | 4.33% | 5.43% | 9.61% | 4.01% | -275 bps | |
| Net Interest Margin | 3.34% | 3.41% | 3.43% | 3.45% | 3.50% | +16 bps | |
| Efficiency Ratio | 83.08% | 86.12% | 84.28% | 73.61% | 83.46% | +38 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.18% | 4.89% | 3.51% | 1.57% | -1.01% | -619 bps | |
| Loan Growth (YoY) | -0.60% | -4.63% | -4.30% | 2.82% | 2.65% | +325 bps | |
| Share Growth (YoY) | 4.97% | 5.18% | 2.49% | 1.22% | -1.35% | -632 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.13% | 1.48% | 1.84% | 1.35% | 1.51% | +37 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.10% | 10.18% | 10.48% | 10.43% | 10.57% | +47 bps | |
| Net Worth / Assets | 10.10% | 10.18% | 10.48% | 10.43% | 10.57% | +47 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 61.29% | 60.63% | 60.83% | 62.02% | 63.78% | +249 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 99.47% | 0.00% | 0 bps | |