Pyramid
Tucson, AZ · Charter 24826 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
$247.9MAssets
$143.6MLoans
$225.2MShares
$26.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 35% of credit unions under $1B in assets (rank 1091 of 1681).
- Widest gap: nonperforming loans / loans trails 79% of credit unions under $1B in assets (rank 1325 of 1682).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.42%
Rank 1,206 of 1,683
Net Interest Margin
3.50%
Rank 1,122 of 1,683
Efficiency Ratio
83.45%
Rank 1,113 of 1,682
Equity / Assets
10.57%
Rank 1,245 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.42% | 0.35% | 0.74% | 1.18% | Beats 28% | 1,206 / 1,683 | |
| Return on Equity | 4.01% | 2.67% | 5.89% | 8.74% | Beats 35% | 1,091 / 1,681 | |
| Net Interest Margin | 3.50% | 3.31% | 3.82% | 4.32% | Beats 33% | 1,122 / 1,683 | |
| Efficiency Ratio | 83.45% | 68.91% | 78.20% | 86.93% | Beats 34% | 1,113 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.51% | 0.26% | 0.65% | 1.29% | Beats 21% | 1,325 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.57% | 10.44% | 12.89% | 16.53% | Beats 26% | 1,245 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.57% | 10.44% | 12.89% | 16.53% | Beats 26% | 1,245 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 63.77% | 52.61% | 69.38% | 83.50% | 40th pctl | 1,003 / 1,683 | |
| Loans / Assets | 57.95% | 44.71% | 59.18% | 70.72% | 47th pctl | 885 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |