Nekoosa Port Edwards State Bank
Nekoosa, WI · Cert 2482 · Peer group: banks under $1B in assets in WI (n=110-113) · Nekoosa Port Edwards Bcorp Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
$286.5MAssets
$183.5MLoans
$243.5MDeposits
$41.2MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in WI (rank 16 of 110).
- Widest gap: net interest margin trails 88% of banks under $1B in assets in WI (rank 99 of 113).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.39%
Rank 34 of 113
Net Interest Margin
2.94%
Rank 99 of 113
Efficiency Ratio
42.28%
Rank 11 of 113
Equity / Assets
14.37%
Rank 18 of 113
Non-interest income vs. expense
Unfavorable gap of $3.2M · efficiency ratio beats 91% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.39% | 0.85% | 1.17% | 1.51% | Beats 70% | 34 / 113 | | |
| Return on Equity | 9.69% | 7.70% | 10.77% | 13.67% | Beats 38% | 70 / 113 | | |
| Net Interest Margin | 2.94% | 3.19% | 3.59% | 3.89% | Beats 12% | 99 / 113 | | |
| Efficiency Ratio | 42.28% | 54.61% | 62.43% | 71.88% | Beats 91% | 11 / 113 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.03% | 0.24% | 0.91% | Beats 100% | 16 / 110 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 100% | 37 / 110 | | |
| Capital |
| Tier 1 Capital Ratio | 28.39% | 11.22% | 12.95% | 15.76% | Beats 93% | 8 / 113 | | |
| Total Risk-Based Capital Ratio | 29.66% | 11.57% | 13.59% | 16.73% | Beats 93% | 8 / 113 | | |
| Equity / Assets | 14.37% | 9.17% | 10.74% | 13.13% | Beats 84% | 18 / 113 | | |
| Liquidity & Funding |
| Loans / Deposits | 75.34% | 76.54% | 86.37% | 98.93% | 23rd pctl | 86 / 112 | | |
| Loans / Assets | 64.03% | 63.07% | 71.33% | 78.84% | 26th pctl | 84 / 113 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |