Keene, NH · Charter 24816
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.46% | 0.62% | 0.59% | 0.78% | 0.95% | +49 bps | |
| Return on Equity | 3.98% | 5.14% | 4.96% | 6.53% | 7.94% | +396 bps | |
| Net Interest Margin | 3.44% | 3.60% | 3.56% | 3.62% | 3.67% | +23 bps | |
| Efficiency Ratio | 80.70% | 79.85% | 80.58% | 81.04% | 76.97% | -373 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.44% | 1.36% | 7.16% | 6.02% | 3.55% | +10 bps | |
| Loan Growth (YoY) | 1.80% | -2.14% | -3.69% | -3.07% | -5.44% | -724 bps | |
| Share Growth (YoY) | 3.12% | 0.67% | 7.40% | 6.11% | 3.03% | -9 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.19% | 2.54% | 2.15% | 2.82% | 1.90% | +70 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.59% | 12.12% | 11.92% | 11.89% | 12.02% | +43 bps | |
| Net Worth / Assets | 11.59% | 12.12% | 11.92% | 11.89% | 12.02% | +43 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 48.28% | 49.54% | 47.07% | 45.19% | 44.31% | -397 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |