Precision
Keene, NH · Charter 24816 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$28.4MAssets
$11.0MLoans
$24.9MShares
$3.4MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 69% of credit unions under $1B in assets (rank 522 of 1681).
- Widest gap: nonperforming loans / loans trails 85% of credit unions under $1B in assets (rank 1428 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.95%
Rank 633 of 1,683
Net Interest Margin
3.67%
Rank 970 of 1,683
Efficiency Ratio
76.87%
Rank 769 of 1,682
Equity / Assets
12.02%
Rank 993 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.95% | 0.35% | 0.74% | 1.18% | Beats 62% | 633 / 1,683 | | |
| Return on Equity | 7.92% | 2.67% | 5.89% | 8.74% | Beats 69% | 522 / 1,681 | | |
| Net Interest Margin | 3.67% | 3.31% | 3.82% | 4.32% | Beats 42% | 970 / 1,683 | | |
| Efficiency Ratio | 76.87% | 68.91% | 78.20% | 86.93% | Beats 54% | 769 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.89% | 0.26% | 0.65% | 1.29% | Beats 15% | 1,428 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.02% | 10.44% | 12.89% | 16.53% | Beats 41% | 993 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.02% | 10.44% | 12.89% | 16.53% | Beats 41% | 993 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 44.31% | 52.61% | 69.38% | 83.50% | 16th pctl | 1,418 / 1,683 | | |
| Loans / Assets | 38.93% | 44.71% | 59.18% | 70.72% | 17th pctl | 1,396 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |