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Timken Aerospace

Lebanon, NH · Charter 24815

NCUA · 1 branch

Q2 2017

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 2017, the quarter ended June 30, 2017, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Timken Aerospace

Lebanon, NH · Charter 24815

NCUA · 1 branch

Q2 2017

$6.8MAssets
$4.0MLoans
$6.0MShares
$807KNet Worth

Executive Summary

  • Earnings: ROA of -2.36%, down 218 bps year over year; NIM at 2.62%.
  • Asset quality: problem loans at 0.66% of loans (+66 bps YoY).
  • Capital: net worth / assets of 11.78%, down 67 bps from a year ago.
  • Funding: loans stand at 65.69% of shares as of Q2 2017.

Return on Assets (YTD, annualized)

-2.36%-218 bps YoY

Net Interest Margin (YTD, annualized)

2.62%+24 bps YoY

Efficiency Ratio (YTD, annualized)

176.55%+7,179 bps YoY

Net Worth / Assets

11.78%-67 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2015Q4 2015Q1 2016Q2 2016Q3 2016Q4 2016Q1 2017Q2 2017YoY ΔTrend
Earnings
Return on Assets0.00%-0.05%-0.14%-0.18%-0.24%-0.43%-0.16%-2.36%-218 bps
Return on Equity-0.01%-0.41%-1.17%-1.47%-1.88%-3.62%-1.36%-20.06%-1,859 bps
Net Interest Margin2.51%2.46%2.35%2.38%2.43%2.33%2.17%2.62%+24 bps
Efficiency Ratio99.55%101.25%104.70%104.75%104.96%112.73%105.59%176.55%+7,179 bps
Growth
Asset Growth (YoY)3.52%0.80%4.45%-0.34%0.70%0.35%-0.46%-3.80%-347 bps
Loan Growth (YoY)-2.06%5.22%1.82%1.16%-2.09%-7.20%-6.27%-7.06%-822 bps
Share Growth (YoY)4.06%0.93%5.07%-0.31%1.06%0.90%0.00%-3.05%-275 bps
Asset Quality
Delinquent Loans / Loans0.14%0.25%0.14%0.00%0.09%0.00%0.82%0.66%+66 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.24%0.20%0.19%0.25%0.19%0.16%0.17%0.18%-8 bps
Capital
Risk-Based Capital12.80%12.44%12.17%12.45%12.48%11.96%11.79%11.78%-67 bps
Net Worth / Assets12.80%12.44%12.17%12.45%12.48%11.96%11.79%11.78%-67 bps
Liquidity & Funding
Loans / Shares72.78%69.50%66.34%68.53%70.51%63.93%62.18%65.69%-283 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps