Gateway Metro
Saint Louis, MO · Charter 24797 · Peer group: credit unions under $1B in assets in the St. Louis, MO-IL area (n=27-28)
NCUA · 6 branches
Q1 2026
$177.1MAssets
$96.9MLoans
$165.6MShares
$10.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 37% of credit unions under $1B in assets in the St. Louis, MO-IL area (rank 18 of 27).
- Widest gap: return on equity trails 100% of credit unions under $1B in assets in the St. Louis, MO-IL area (rank 28 of 28).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
-7.22%
Rank 28 of 28
Net Interest Margin
3.14%
Rank 21 of 28
Efficiency Ratio
279%
Rank 27 of 27
Equity / Assets
5.93%
Rank 27 of 28
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -7.22% | 0.23% | 0.60% | 0.83% | Beats 0% | 28 / 28 | |
| Return on Equity | -121.83% | 1.89% | 5.28% | 6.98% | Beats 0% | 28 / 28 | |
| Net Interest Margin | 3.14% | 3.14% | 3.73% | 4.49% | Beats 25% | 21 / 28 | |
| Efficiency Ratio | 279% | 71.56% | 78.57% | 89.49% | Beats 4% | 27 / 27 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.98% | 0.26% | 0.76% | 1.18% | Beats 37% | 18 / 27 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 5.93% | 9.23% | 10.59% | 15.09% | Beats 4% | 27 / 28 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 5.93% | 9.23% | 10.59% | 15.09% | Beats 4% | 27 / 28 | |
| Liquidity & Funding |
| Loans / Deposits | 58.51% | 58.51% | 74.34% | 87.07% | 25th pctl | 21 / 28 | |
| Loans / Assets | 54.69% | 53.87% | 65.42% | 74.70% | 29th pctl | 20 / 28 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |