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Hartford Healthcare

Hartford, CT · Charter 24786

NCUA · 2 branches

Q1 2024

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q1 2024, the quarter ended March 31, 2024, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Hartford Healthcare

Hartford, CT · Charter 24786

NCUA · 2 branches

Q1 2024

$30.3MAssets
$16.9MLoans
$27.1MShares
$3.1MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.34%, down 36 bps year over year; NIM at 4.83%.
  • Asset quality: problem loans at 0.07% of loans (-7 bps YoY).
  • Capital: net worth / assets of 10.25%, up 225 bps from a year ago.
  • Funding: loans stand at 62.47% of shares as of Q1 2024.

Financial Results

Return on Assets (YTD, annualized)

1.34%-36 bps YoY

Net Interest Margin (YTD, annualized)

4.83%+60 bps YoY

Efficiency Ratio (YTD, annualized)

80.53%+693 bps YoY

Net Worth / Assets

10.25%+225 bps YoY

Year to date, annualized, through each quarter.

MetricQ1 2023Q2 2023Q3 2023Q4 2023Q1 2024YoY ΔTrend
Earnings
Return on Assets1.70%1.78%1.86%1.87%1.34%-36 bps
Return on Equity21.24%20.93%20.13%18.75%13.07%-817 bps
Net Interest Margin4.23%4.31%4.52%4.72%4.83%+60 bps
Efficiency Ratio73.61%72.52%72.38%73.17%80.53%+693 bps
Growth
Asset Growth (YoY)-3.85%-1.67%-3.38%-5.38%-6.00%-215 bps
Loan Growth (YoY)13.49%9.04%9.80%6.91%5.65%-784 bps
Share Growth (YoY)-5.88%-3.59%-5.02%-7.21%-7.89%-202 bps
Asset Quality
Delinquent Loans / Loans0.14%0.07%0.10%0.05%0.07%-7 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital8.00%8.49%9.23%9.96%10.25%+225 bps
Net Worth / Assets8.00%8.49%9.23%9.96%10.25%+225 bps
Liquidity & Funding
Loans / Shares54.46%55.62%59.94%63.07%62.47%+801 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps