New Covenant Dominion
Bronx, NY · Charter 24784 · Peer group: credit unions under $1B in assets in NY (n=59)
NCUA · 1 branch
Q2 2026
$4.4MAssets
$2.4MLoans
$2.7MShares
$1.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 98% of credit unions under $1B in assets in NY (rank 1 of 59).
- Widest gap: nonperforming loans / loans trails 98% of credit unions under $1B in assets in NY (rank 59 of 59).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-0.27%
Rank 52 of 59
Net Interest Margin
6.96%
Rank 2 of 59
Efficiency Ratio
83.47%
Rank 47 of 59
Equity / Assets
31.54%
Rank 1 of 59
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.27% | 0.28% | 1.01% | 1.42% | Beats 12% | 52 / 59 | |
| Return on Equity | -0.87% | 2.31% | 7.92% | 10.52% | Beats 14% | 51 / 59 | |
| Net Interest Margin | 6.96% | 3.24% | 3.66% | 4.04% | Beats 97% | 2 / 59 | |
| Efficiency Ratio | 83.47% | 63.53% | 74.15% | 82.44% | Beats 22% | 47 / 59 | |
| Asset Quality |
| Nonperforming Loans / Loans | 7.95% | 0.32% | 0.68% | 1.20% | Beats 2% | 59 / 59 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 31.54% | 10.94% | 13.05% | 16.06% | Beats 98% | 1 / 59 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 31.54% | 10.94% | 13.05% | 16.06% | Beats 98% | 1 / 59 | |
| Liquidity & Funding |
| Loans / Deposits | 91.31% | 40.49% | 57.59% | 78.86% | 93rd pctl | 4 / 59 | |
| Loans / Assets | 55.57% | 33.06% | 50.92% | 63.03% | 59th pctl | 24 / 59 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |