Fort Wayne, IN · Charter 24781
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 3.29% | 2.03% | 1.72% | 2.08% | 1.90% | 2.29% | 2.38% | 2.55% | +47 bps | |
| Return on Equity | 24.58% | 31.49% | 23.21% | 24.93% | 23.22% | 24.74% | 22.52% | 26.07% | +114 bps | |
| Net Interest Margin | 5.46% | 2.40% | 0.73% | 1.44% | 1.39% | 2.05% | 2.15% | 2.20% | +76 bps | |
| Efficiency Ratio | 81.84% | 77.02% | 78.73% | 84.29% | 85.44% | 84.06% | 80.95% | 80.22% | -407 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -11.86% | 119.56% | 106.96% | 103.29% | 123.12% | -7.56% | 5.32% | 10.73% | -9,256 bps | |
| Loan Growth (YoY) | 13.22% | -0.75% | 9.19% | 1.69% | 18.66% | 35.68% | 8.62% | 9.71% | +802 bps | |
| Share Growth (YoY) | 41.73% | 347% | 262% | 265% | 123.24% | -32.48% | -8.63% | -6.58% | -27,117 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 4.18% | 5.09% | 4.51% | 1.15% | 2.38% | 4.73% | 1.87% | 3.89% | +274 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 3.04% | 3.24% | 1.41% | -1.54% | -0.13% | -1.07% | -1.53% | 0.14% | +168 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.39% | 6.45% | 7.40% | 8.35% | 8.18% | 9.27% | 10.58% | 9.77% | +143 bps | |
| Net Worth / Assets | 13.39% | 6.45% | 7.40% | 8.35% | 8.18% | 9.27% | 10.58% | 9.77% | +143 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 94.71% | 33.29% | 47.28% | 47.01% | 50.34% | 66.89% | 56.21% | 55.21% | +820 bps | |
| Liquid Assets / Assets | 0.00% | 33.33% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |