Fort Wayne, IN · Charter 24781
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.08% | 1.90% | 2.29% | 2.38% | 2.55% | +47 bps | |
| Return on Equity | 24.93% | 23.22% | 24.74% | 22.52% | 26.07% | +114 bps | |
| Net Interest Margin | 1.44% | 1.39% | 2.05% | 2.15% | 2.20% | +76 bps | |
| Efficiency Ratio | 84.29% | 85.44% | 84.06% | 80.95% | 80.22% | -407 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 103.29% | 123.12% | -7.56% | 5.32% | 10.73% | -9,256 bps | |
| Loan Growth (YoY) | 1.69% | 18.66% | 35.68% | 8.62% | 9.71% | +802 bps | |
| Share Growth (YoY) | 265% | 123.24% | -32.48% | -8.63% | -6.58% | -27,117 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.15% | 2.38% | 4.73% | 1.87% | 3.89% | +274 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | -1.54% | -0.13% | -1.07% | -1.53% | 0.14% | +168 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.35% | 8.18% | 9.27% | 10.58% | 9.77% | +143 bps | |
| Net Worth / Assets | 8.35% | 8.18% | 9.27% | 10.58% | 9.77% | +143 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 47.01% | 50.34% | 66.89% | 56.21% | 55.21% | +820 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |