Omaha, NE · Charter 24771
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.39% | 0.09% | 1.00% | 0.79% | 0.91% | 0.79% | 0.45% | 0.35% | -44 bps | |
| Return on Equity | 3.14% | 0.77% | 7.79% | 6.25% | 6.95% | 5.95% | 3.51% | 2.64% | -360 bps | |
| Net Interest Margin | 4.20% | 4.43% | 5.06% | 4.89% | 5.01% | 5.18% | 4.82% | 5.10% | +20 bps | |
| Efficiency Ratio | 89.94% | 88.46% | 83.49% | 85.14% | 84.06% | 84.81% | 90.78% | 89.56% | +443 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.87% | -2.09% | -3.74% | -0.11% | -2.02% | -1.75% | 4.49% | -0.13% | -2 bps | |
| Loan Growth (YoY) | 1.55% | -2.86% | -6.39% | -6.89% | -5.98% | -6.46% | -4.85% | -4.04% | +285 bps | |
| Share Growth (YoY) | 7.22% | -1.24% | -4.82% | -0.88% | -3.02% | -3.17% | 4.20% | -0.86% | +2 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 3.15% | 3.15% | 2.18% | 3.48% | 2.99% | 1.73% | 3.21% | 3.37% | -11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.39% | 12.39% | 12.89% | 12.68% | 13.08% | 13.36% | 12.93% | 13.21% | +53 bps | |
| Net Worth / Assets | 12.39% | 12.39% | 12.89% | 12.68% | 13.08% | 13.36% | 12.93% | 13.21% | +53 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 85.18% | 84.55% | 84.40% | 81.43% | 82.58% | 81.68% | 77.08% | 78.82% | -261 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |