Omaha, NE · Charter 24771
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.79% | 0.91% | 0.79% | 0.45% | 0.35% | -44 bps | |
| Return on Equity | 6.25% | 6.95% | 5.95% | 3.51% | 2.64% | -360 bps | |
| Net Interest Margin | 4.89% | 5.01% | 5.18% | 4.82% | 5.10% | +20 bps | |
| Efficiency Ratio | 85.14% | 84.06% | 84.81% | 90.78% | 89.56% | +443 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.11% | -2.02% | -1.75% | 4.49% | -0.13% | -2 bps | |
| Loan Growth (YoY) | -6.89% | -5.98% | -6.46% | -4.85% | -4.04% | +285 bps | |
| Share Growth (YoY) | -0.88% | -3.02% | -3.17% | 4.20% | -0.86% | +2 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 3.48% | 2.99% | 1.73% | 3.21% | 3.37% | -11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.68% | 13.08% | 13.36% | 12.93% | 13.21% | +53 bps | |
| Net Worth / Assets | 12.68% | 13.08% | 13.36% | 12.93% | 13.21% | +53 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 81.43% | 82.58% | 81.68% | 77.08% | 78.82% | -261 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |