Family Focus
Omaha, NE · Charter 24771 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$44.0MAssets
$30.0MLoans
$38.0MShares
$5.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 92% of credit unions under $1B in assets (rank 128 of 1683).
- Widest gap: nonperforming loans / loans trails 94% of credit unions under $1B in assets (rank 1574 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.35%
Rank 1,265 of 1,683
Net Interest Margin
5.10%
Rank 128 of 1,683
Efficiency Ratio
89.59%
Rank 1,368 of 1,682
Equity / Assets
13.21%
Rank 782 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.35% | 0.35% | 0.74% | 1.18% | Beats 25% | 1,265 / 1,683 | | |
| Return on Equity | 2.65% | 2.67% | 5.89% | 8.74% | Beats 25% | 1,268 / 1,681 | | |
| Net Interest Margin | 5.10% | 3.31% | 3.82% | 4.32% | Beats 92% | 128 / 1,683 | | |
| Efficiency Ratio | 89.59% | 68.91% | 78.20% | 86.93% | Beats 19% | 1,368 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.37% | 0.26% | 0.65% | 1.29% | Beats 6% | 1,574 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.21% | 10.44% | 12.89% | 16.53% | Beats 54% | 782 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.21% | 10.44% | 12.89% | 16.53% | Beats 54% | 782 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 78.82% | 52.61% | 69.38% | 83.50% | 67th pctl | 552 / 1,683 | | |
| Loans / Assets | 68.17% | 44.71% | 59.18% | 70.72% | 69th pctl | 516 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |