Omaha, NE · Charter 24771
NCUA · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
54
Asset Quality
6
Profitability
47
Liquidity
58
Efficiency
19
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Omaha, NE · Charter 24771
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.79% | 0.91% | 0.79% | 0.45% | 0.35% | -44 bps | |
| Return on Equity | 6.25% | 6.95% | 5.95% | 3.51% | 2.64% | -360 bps | |
| Net Interest Margin | 4.89% | 5.01% | 5.18% | 4.82% | 5.10% | +20 bps | |
| Efficiency Ratio | 85.14% | 84.06% | 84.81% | 90.78% | 89.56% | +443 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.11% | -2.02% | -1.75% | 4.49% | -0.13% | -2 bps | |
| Loan Growth (YoY) | -6.89% | -5.98% | -6.46% | -4.85% | -4.04% | +285 bps | |
| Share Growth (YoY) | -0.88% | -3.02% | -3.17% | 4.20% | -0.86% | +2 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 3.48% | 2.99% | 1.73% | 3.21% | 3.37% | -11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.68% | 13.08% | 13.36% | 12.93% | 13.21% | +53 bps | |
| Net Worth / Assets | 12.68% | 13.08% | 13.36% | 12.93% | 13.21% | +53 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 81.43% | 82.58% | 81.68% | 77.08% | 78.82% | -261 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Omaha, NE · Charter 24771 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
Return on Assets
0.35%
Rank 1,265 of 1,683
Net Interest Margin
5.10%
Rank 128 of 1,683
Efficiency Ratio
89.59%
Rank 1,368 of 1,682
Equity / Assets
13.21%
Rank 782 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.35% | 0.35% | 0.74% | 1.18% | Beats 25% | 1,265 / 1,683 | |
| Return on Equity | 2.65% | 2.67% | 5.89% | 8.74% | Beats 25% | 1,268 / 1,681 | |
| Net Interest Margin | 5.10% | 3.31% | 3.82% | 4.32% | Beats 92% | 128 / 1,683 | |
| Efficiency Ratio | 89.59% | 68.91% | 78.20% | 86.93% | Beats 19% | 1,368 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 3.37% | 0.26% | 0.65% | 1.29% | Beats 6% | 1,574 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 13.21% | 10.44% | 12.89% | 16.53% | Beats 54% | 782 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 13.21% | 10.44% | 12.89% | 16.53% | Beats 54% | 782 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 78.82% | 52.61% | 69.38% | 83.50% | 67th pctl | 552 / 1,683 | |
| Loans / Assets | 68.17% | 44.71% | 59.18% | 70.72% | 69th pctl | 516 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||