Huntington, IN · Charter 24770
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.74% | 0.84% | 0.67% | 0.62% | 0.71% | -4 bps | |
| Return on Equity | 6.32% | 7.08% | 5.79% | 5.29% | 5.27% | -106 bps | |
| Net Interest Margin | 3.06% | 3.15% | 3.13% | 3.39% | 3.72% | +66 bps | |
| Efficiency Ratio | 80.10% | 79.20% | 80.61% | 77.80% | 77.94% | -216 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.80% | 4.90% | 7.13% | 3.24% | -0.60% | -941 bps | |
| Loan Growth (YoY) | 0.06% | 2.83% | 6.60% | 9.07% | 8.15% | +809 bps | |
| Share Growth (YoY) | 8.11% | 4.25% | 6.88% | 2.67% | -1.37% | -948 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.96% | 1.20% | 0.84% | 3.09% | 2.04% | +108 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.73% | 11.89% | 11.66% | 11.71% | 13.40% | +167 bps | |
| Net Worth / Assets | 11.73% | 11.89% | 11.66% | 11.71% | 13.40% | +167 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 62.86% | 64.71% | 64.11% | 64.07% | 68.92% | +607 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |