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Huntington, IN · Charter 24770 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$35.9MAssets
$21.5MLoans
$31.2MShares
$4.8MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 55% of credit unions under $1B in assets (rank 761 of 1683).
- Widest gap: nonperforming loans / loans trails 86% of credit unions under $1B in assets (rank 1452 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.71%
Rank 872 of 1,683
Net Interest Margin
3.73%
Rank 917 of 1,683
Efficiency Ratio
77.83%
Rank 825 of 1,682
Equity / Assets
13.40%
Rank 761 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.71% | 0.35% | 0.74% | 1.18% | Beats 48% | 872 / 1,683 | |
| Return on Equity | 5.28% | 2.67% | 5.89% | 8.74% | Beats 45% | 930 / 1,681 | |
| Net Interest Margin | 3.73% | 3.31% | 3.82% | 4.32% | Beats 46% | 917 / 1,683 | |
| Efficiency Ratio | 77.83% | 68.91% | 78.20% | 86.93% | Beats 51% | 825 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.04% | 0.26% | 0.65% | 1.29% | Beats 14% | 1,452 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.40% | 10.44% | 12.89% | 16.53% | Beats 55% | 761 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.40% | 10.44% | 12.89% | 16.53% | Beats 55% | 761 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 68.92% | 52.61% | 69.38% | 83.50% | 49th pctl | 854 / 1,683 | |
| Loans / Assets | 59.83% | 44.71% | 59.18% | 70.72% | 52nd pctl | 816 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |