Chicago, IL · Charter 24767
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -22.79% | -11.91% | -14.89% | -4.36% | -2.69% | +2,009 bps | |
| Return on Equity | -303% | -113.59% | -191.85% | -58.02% | -37.48% | +26,594 bps | |
| Net Interest Margin | 5.19% | 5.52% | 6.20% | 6.94% | 6.50% | +131 bps | |
| Efficiency Ratio | 323% | 185.70% | 195.09% | 116.66% | 110.80% | -21,190 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -12.35% | -12.54% | -14.60% | -25.62% | -22.37% | -1,002 bps | |
| Loan Growth (YoY) | 36.94% | 3.70% | 49.40% | 8.70% | 0.28% | -3,666 bps | |
| Share Growth (YoY) | 6.11% | 0.59% | -2.79% | -22.23% | -22.07% | -2,818 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.89% | 0.91% | 0.64% | 0.82% | 0.89% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.51% | 10.48% | 7.76% | 7.51% | 7.19% | -32 bps | |
| Net Worth / Assets | 7.51% | 10.48% | 7.76% | 7.51% | 7.19% | -32 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 38.79% | 40.17% | 63.07% | 54.93% | 49.92% | +1,113 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |