Omaha, NE · Charter 24753
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.53% | -0.80% | -0.74% | -0.11% | -0.22% | -0.43% | -0.52% | -7.07% | -695 bps | |
| Return on Equity | -5.38% | -8.55% | -8.00% | -1.22% | -2.39% | -4.78% | -7.23% | -198.07% | -19,685 bps | |
| Net Interest Margin | 1.57% | 1.68% | 2.18% | 2.41% | 2.38% | 2.41% | 2.26% | 2.77% | +36 bps | |
| Efficiency Ratio | 118.60% | 127.43% | 113.04% | 84.78% | 90.96% | 93.06% | 119.68% | 114.67% | +2,989 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.28% | 0.70% | 1.26% | 5.23% | -0.93% | -2.10% | -2.63% | -14.05% | -1,929 bps | |
| Loan Growth (YoY) | 0.85% | 10.45% | 8.20% | 11.89% | 1.14% | -11.02% | -11.53% | -21.13% | -3,303 bps | |
| Share Growth (YoY) | -0.33% | -1.89% | 1.24% | 3.64% | -2.25% | -0.59% | -1.29% | -9.55% | -1,320 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.55% | 1.28% | 1.16% | 1.96% | 1.01% | 1.24% | 2.25% | 1.24% | -72 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.84% | 9.31% | 9.26% | 9.18% | 9.31% | 9.03% | 7.14% | 3.57% | -562 bps | |
| Net Worth / Assets | 9.84% | 9.31% | 9.26% | 9.18% | 9.31% | 9.03% | 7.14% | 3.57% | -562 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 83.36% | 91.28% | 86.89% | 89.01% | 86.25% | 81.70% | 77.88% | 77.62% | -1,140 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |