Four Points
Omaha, NE · Charter 24753 · Peer group: credit unions under $1B in assets in the Omaha, NE-IA area (n=18)
NCUA · 2 branches
Q2 2026
$165.5MAssets
$102.6MLoans
$132.2MShares
$5.9MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 22% of credit unions under $1B in assets in the Omaha, NE-IA area (rank 15 of 18).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets in the Omaha, NE-IA area (rank 18 of 18).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
-7.07%
Rank 18 of 18
Net Interest Margin
2.77%
Rank 16 of 18
Efficiency Ratio
114.64%
Rank 18 of 18
Equity / Assets
3.57%
Rank 18 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -7.07% | -0.04% | 0.96% | 1.20% | Beats 0% | 18 / 18 | |
| Return on Equity | -198.07% | -0.31% | 5.60% | 9.86% | Beats 0% | 18 / 18 | |
| Net Interest Margin | 2.77% | 3.29% | 3.78% | 4.10% | Beats 11% | 16 / 18 | |
| Efficiency Ratio | 114.64% | 69.73% | 80.05% | 99.73% | Beats 6% | 18 / 18 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.24% | 0.04% | 0.25% | 1.23% | Beats 22% | 15 / 18 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 3.57% | 9.54% | 14.01% | 17.54% | Beats 0% | 18 / 18 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 3.57% | 9.54% | 14.01% | 17.54% | Beats 0% | 18 / 18 | |
| Liquidity & Funding |
| Loans / Deposits | 77.62% | 37.80% | 60.87% | 83.48% | 61st pctl | 7 / 18 | |
| Loans / Assets | 61.99% | 34.93% | 54.47% | 72.37% | 61st pctl | 7 / 18 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |