Omaha, NE · Charter 24753
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Omaha, NE-IA area (n=18). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
0
Asset Quality
22
Profitability
4
Liquidity
44
Efficiency
6
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Omaha, NE · Charter 24753
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.53% | -0.80% | -0.74% | -0.11% | -0.22% | -0.43% | -0.52% | -7.07% | -695 bps | |
| Return on Equity | -5.38% | -8.55% | -8.00% | -1.22% | -2.39% | -4.78% | -7.23% | -198.07% | -19,685 bps | |
| Net Interest Margin | 1.57% | 1.68% | 2.18% | 2.41% | 2.38% | 2.41% | 2.26% | 2.77% | +36 bps | |
| Efficiency Ratio | 118.60% | 127.43% | 113.04% | 84.78% | 90.96% | 93.06% | 119.68% | 114.67% | +2,989 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.28% | 0.70% | 1.26% | 5.23% | -0.93% | -2.10% | -2.63% | -14.05% | -1,929 bps | |
| Loan Growth (YoY) | 0.85% | 10.45% | 8.20% | 11.89% | 1.14% | -11.02% | -11.53% | -21.13% | -3,303 bps | |
| Share Growth (YoY) | -0.33% | -1.89% | 1.24% | 3.64% | -2.25% | -0.59% | -1.29% | -9.55% | -1,320 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.55% | 1.28% | 1.16% | 1.96% | 1.01% | 1.24% | 2.25% | 1.24% | -72 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.84% | 9.31% | 9.26% | 9.18% | 9.31% | 9.03% | 7.14% | 3.57% | -562 bps | |
| Net Worth / Assets | 9.84% | 9.31% | 9.26% | 9.18% | 9.31% | 9.03% | 7.14% | 3.57% | -562 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 83.36% | 91.28% | 86.89% | 89.01% | 86.25% | 81.70% | 77.88% | 77.62% | -1,140 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Omaha, NE · Charter 24753 · Peer group: credit unions under $1B in assets in the Omaha, NE-IA area (n=18)
NCUA · 2 branches
Q2 2026
Return on Assets
-7.07%
Rank 18 of 18
Net Interest Margin
2.77%
Rank 16 of 18
Efficiency Ratio
114.64%
Rank 18 of 18
Equity / Assets
3.57%
Rank 18 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -7.07% | -0.04% | 0.96% | 1.20% | Beats 0% | 18 / 18 | ||
| Return on Equity | -198.07% | -0.31% | 5.60% | 9.86% | Beats 0% | 18 / 18 | ||
| Net Interest Margin | 2.77% | 3.29% | 3.78% | 4.10% | Beats 11% | 16 / 18 | ||
| Efficiency Ratio | 114.64% | 69.73% | 80.05% | 99.73% | Beats 6% | 18 / 18 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.24% | 0.04% | 0.25% | 1.23% | Beats 22% | 15 / 18 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 3.57% | 9.54% | 14.01% | 17.54% | Beats 0% | 18 / 18 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 3.57% | 9.54% | 14.01% | 17.54% | Beats 0% | 18 / 18 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 77.62% | 37.80% | 60.87% | 83.48% | 61st pctl | 7 / 18 | ||
| Loans / Assets | 61.99% | 34.93% | 54.47% | 72.37% | 61st pctl | 7 / 18 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||