Community Plus
Rantoul, IL · Charter 24751 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 1 branch
Q2 2026
$28.1MAssets
$21.0MLoans
$22.5MShares
$5.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 98% of credit unions under $1B in assets in IL (rank 1 of 50).
- Widest gap: nonperforming loans / loans trails 52% of credit unions under $1B in assets in IL (rank 27 of 50).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
2.02%
Rank 3 of 50
Net Interest Margin
5.72%
Rank 1 of 50
Efficiency Ratio
66.39%
Rank 11 of 50
Equity / Assets
18.34%
Rank 8 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.02% | 0.49% | 0.97% | 1.35% | Beats 94% | 3 / 50 | | |
| Return on Equity | 11.02% | 3.76% | 7.55% | 10.28% | Beats 82% | 9 / 50 | | |
| Net Interest Margin | 5.72% | 3.15% | 3.72% | 4.20% | Beats 98% | 1 / 50 | | |
| Efficiency Ratio | 66.39% | 67.18% | 75.90% | 80.66% | Beats 80% | 11 / 50 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.51% | 0.14% | 0.47% | 0.87% | Beats 48% | 27 / 50 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.34% | 10.68% | 13.50% | 16.38% | Beats 84% | 8 / 50 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.34% | 10.68% | 13.50% | 16.38% | Beats 84% | 8 / 50 | | |
| Liquidity & Funding |
| Loans / Deposits | 93.54% | 55.23% | 70.87% | 80.60% | 92nd pctl | 4 / 50 | | |
| Loans / Assets | 74.91% | 43.53% | 60.64% | 68.47% | 84th pctl | 8 / 50 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |