Mayo Employees
Rochester, MN · Charter 24748 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 10 branches
Q2 2026
$1.5BAssets
$708.1MLoans
$1.3BShares
$223.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions $1B-$10B in assets (rank 2 of 435).
- Widest gap: net interest margin trails 85% of credit unions $1B-$10B in assets (rank 369 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.80%
Rank 12 of 435
Net Interest Margin
2.80%
Rank 369 of 435
Efficiency Ratio
50.57%
Rank 10 of 435
Equity / Assets
14.90%
Rank 36 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.80% | 0.55% | 0.81% | 1.14% | Beats 97% | 12 / 435 | | |
| Return on Equity | 12.06% | 5.12% | 7.41% | 9.70% | Beats 90% | 42 / 435 | | |
| Net Interest Margin | 2.80% | 3.01% | 3.39% | 3.75% | Beats 15% | 369 / 435 | | |
| Efficiency Ratio | 50.57% | 65.25% | 71.39% | 77.86% | Beats 98% | 10 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.05% | 0.45% | 0.69% | 1.05% | Beats 100% | 2 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.90% | 9.81% | 10.84% | 12.63% | Beats 92% | 36 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.90% | 9.81% | 10.84% | 12.63% | Beats 92% | 36 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 55.33% | 78.33% | 88.38% | 95.61% | 4th pctl | 416 / 435 | | |
| Loans / Assets | 47.21% | 67.69% | 74.58% | 80.80% | 4th pctl | 417 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |