Dublin, OH · Charter 24725
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.38% | 0.29% | 0.23% | -0.10% | 0.03% | -35 bps | |
| Return on Equity | 4.00% | 3.01% | 2.35% | -0.99% | 0.31% | -369 bps | |
| Net Interest Margin | 3.66% | 3.81% | 3.78% | 3.51% | 3.65% | -1 bps | |
| Efficiency Ratio | 97.08% | 98.25% | 98.26% | 102.11% | 99.11% | +203 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.03% | -2.14% | -0.86% | -0.64% | -1.07% | -104 bps | |
| Loan Growth (YoY) | -3.68% | -4.62% | -1.64% | 0.89% | 3.84% | +751 bps | |
| Share Growth (YoY) | -0.38% | -2.85% | -1.76% | -1.27% | -1.46% | -107 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.49% | 0.21% | 0.41% | 0.64% | 0.72% | +23 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.51% | 9.80% | 9.79% | 9.58% | 9.66% | +15 bps | |
| Net Worth / Assets | 9.51% | 9.80% | 9.79% | 9.58% | 9.66% | +15 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 58.32% | 59.05% | 59.87% | 59.45% | 61.45% | +313 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |