Lincoln, NE · Charter 24724
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.95% | 1.01% | 1.23% | 1.37% | 1.45% | 1.48% | 1.33% | 1.45% | +9 bps | |
| Return on Equity | 8.99% | 9.45% | 11.41% | 12.38% | 12.45% | 12.28% | 10.90% | 11.28% | -110 bps | |
| Net Interest Margin | 3.49% | 3.50% | 3.61% | 3.73% | 3.85% | 3.89% | 3.85% | 4.01% | +28 bps | |
| Efficiency Ratio | 75.89% | 74.33% | 68.97% | 66.44% | 65.55% | 65.13% | 68.19% | 66.91% | +47 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -7.94% | -5.14% | -3.39% | 1.20% | 2.80% | 1.02% | 0.34% | -2.82% | -402 bps | |
| Loan Growth (YoY) | 2.02% | 1.66% | -2.94% | -2.12% | -0.58% | -2.77% | 0.46% | -3.67% | -154 bps | |
| Share Growth (YoY) | -9.85% | -6.49% | -4.64% | 0.59% | 1.94% | -0.48% | -1.00% | -4.77% | -536 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.03% | 0.02% | 0.02% | 0.08% | 0.00% | 0.00% | 0.01% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.53% | 10.68% | 10.79% | 11.03% | 11.64% | 12.07% | 12.25% | 12.87% | +184 bps | |
| Net Worth / Assets | 10.53% | 10.68% | 10.79% | 11.03% | 11.64% | 12.07% | 12.25% | 12.87% | +184 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 42.84% | 42.74% | 40.33% | 41.14% | 41.78% | 41.76% | 40.93% | 41.62% | +48 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |