Lincoln, NE · Charter 24724
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.37% | 1.45% | 1.48% | 1.33% | 1.45% | +9 bps | |
| Return on Equity | 12.38% | 12.45% | 12.28% | 10.90% | 11.28% | -110 bps | |
| Net Interest Margin | 3.73% | 3.85% | 3.89% | 3.85% | 4.01% | +28 bps | |
| Efficiency Ratio | 66.44% | 65.55% | 65.13% | 68.19% | 66.91% | +47 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.20% | 2.80% | 1.02% | 0.34% | -2.82% | -402 bps | |
| Loan Growth (YoY) | -2.12% | -0.58% | -2.77% | 0.46% | -3.67% | -154 bps | |
| Share Growth (YoY) | 0.59% | 1.94% | -0.48% | -1.00% | -4.77% | -536 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.02% | 0.08% | 0.00% | 0.00% | 0.01% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.03% | 11.64% | 12.07% | 12.25% | 12.87% | +184 bps | |
| Net Worth / Assets | 11.03% | 11.64% | 12.07% | 12.25% | 12.87% | +184 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 41.14% | 41.78% | 41.76% | 40.93% | 41.62% | +48 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |