Radius
Kenmore, NY · Charter 24715 · Peer group: credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (n=60)
NCUA · 1 branch
Q2 2026
$87.2MAssets
$50.4MLoans
$75.7MShares
$13.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 82% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 11 of 60).
- Widest gap: nonperforming loans / loans trails 88% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 54 of 60).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.14%
Rank 23 of 60
Net Interest Margin
4.18%
Rank 11 of 60
Efficiency Ratio
77.61%
Rank 33 of 60
Equity / Assets
15.84%
Rank 18 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.14% | 0.35% | 0.84% | 1.37% | Beats 62% | 23 / 60 | |
| Return on Equity | 7.18% | 2.76% | 6.36% | 10.04% | Beats 57% | 26 / 60 | |
| Net Interest Margin | 4.18% | 3.02% | 3.63% | 4.05% | Beats 82% | 11 / 60 | |
| Efficiency Ratio | 77.61% | 67.68% | 77.48% | 89.33% | Beats 47% | 33 / 60 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.49% | 0.32% | 0.64% | 1.44% | Beats 12% | 54 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.84% | 10.72% | 13.16% | 17.68% | Beats 70% | 18 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.84% | 10.72% | 13.16% | 17.68% | Beats 70% | 18 / 60 | |
| Liquidity & Funding |
| Loans / Deposits | 66.53% | 43.79% | 55.03% | 72.55% | 68th pctl | 19 / 60 | |
| Loans / Assets | 57.77% | 36.50% | 47.22% | 58.67% | 72nd pctl | 17 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |