PackageTrendsPeer
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Jordan

South Jordan, UT · Charter 24698

NCUA · 7 branches

Q2 2026

$424.5MAssets
$235.1MLoans
$387.3MShares
$39.1MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.61%, down 1 bps year over year; NIM at 3.09%.
  • Asset quality: problem loans at 0.34% of loans (-9 bps YoY).
  • Capital: net worth / assets of 9.21%, down 40 bps from a year ago.
  • Funding: loans stand at 60.69% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.61%-1 bps YoY

Net Interest Margin (YTD, annualized)

3.09%+30 bps YoY

Efficiency Ratio (YTD, annualized)

82.35%+69 bps YoY

Net Worth / Assets

9.21%-40 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.61%0.34%0.33%0.22%0.61%-1 bps
Return on Equity6.37%3.68%3.58%2.42%6.57%+20 bps
Net Interest Margin2.79%2.83%2.79%3.08%3.09%+30 bps
Efficiency Ratio81.66%87.07%86.75%89.41%82.35%+69 bps
Growth
Asset Growth (YoY)4.53%6.27%10.77%7.86%7.27%+274 bps
Loan Growth (YoY)3.41%2.44%5.81%7.06%4.90%+149 bps
Share Growth (YoY)4.11%6.22%10.78%7.82%7.23%+311 bps
Asset Quality
Delinquent Loans / Loans0.42%0.50%0.48%0.37%0.34%-9 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital9.61%9.24%9.12%9.02%9.21%-40 bps
Net Worth / Assets9.61%9.24%9.12%9.02%9.21%-40 bps
Liquidity & Funding
Loans / Shares62.04%61.50%61.04%60.29%60.69%-135 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps