Fasny
Albany, NY · Charter 24690 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$17.9MAssets
$8.8MLoans
$15.8MShares
$2.1MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 60% of credit unions under $1B in assets (rank 672 of 1682).
- Widest gap: return on equity trails 89% of credit unions under $1B in assets (rank 1491 of 1681).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-0.01%
Rank 1,491 of 1,683
Net Interest Margin
3.86%
Rank 809 of 1,683
Efficiency Ratio
81.01%
Rank 980 of 1,682
Equity / Assets
11.63%
Rank 1,057 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.01% | 0.35% | 0.74% | 1.18% | Beats 11% | 1,491 / 1,683 | | |
| Return on Equity | -0.10% | 2.67% | 5.89% | 8.74% | Beats 11% | 1,491 / 1,681 | | |
| Net Interest Margin | 3.86% | 3.31% | 3.82% | 4.32% | Beats 52% | 809 / 1,683 | | |
| Efficiency Ratio | 81.01% | 68.91% | 78.20% | 86.93% | Beats 42% | 980 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.49% | 0.26% | 0.65% | 1.29% | Beats 60% | 672 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.63% | 10.44% | 12.89% | 16.53% | Beats 37% | 1,057 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.63% | 10.44% | 12.89% | 16.53% | Beats 37% | 1,057 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 55.61% | 52.61% | 69.38% | 83.50% | 29th pctl | 1,200 / 1,683 | | |
| Loans / Assets | 49.11% | 44.71% | 59.18% | 70.72% | 32nd pctl | 1,143 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |