Baton Rouge, LA · Charter 24661
NCUA · 5 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.57% | 0.60% | 0.49% | 0.59% | 0.32% | 0.54% | 0.89% | 0.86% | +26 bps | |
| Return on Equity | 4.57% | 5.05% | 4.17% | 4.97% | 2.64% | 4.68% | 7.62% | 7.19% | +222 bps | |
| Net Interest Margin | 4.54% | 4.53% | 4.50% | 4.63% | 4.77% | 4.81% | 4.85% | 4.86% | +23 bps | |
| Efficiency Ratio | 78.67% | 80.88% | 81.05% | 79.96% | 84.59% | 80.90% | 79.12% | 79.97% | +1 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.13% | 3.63% | 2.28% | 2.49% | 1.68% | 1.89% | 1.16% | 1.19% | -130 bps | |
| Loan Growth (YoY) | -0.39% | -4.17% | -4.74% | -1.85% | 0.13% | 2.50% | 2.81% | -0.85% | +100 bps | |
| Share Growth (YoY) | 2.30% | 2.80% | 1.16% | 1.35% | 1.25% | 1.94% | 1.18% | 1.30% | -4 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.56% | 0.71% | 0.59% | 0.43% | 0.36% | 0.28% | 0.28% | 0.58% | +15 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.36% | 11.84% | 11.77% | 11.94% | 12.22% | 11.59% | 11.71% | 11.91% | -3 bps | |
| Net Worth / Assets | 12.36% | 11.84% | 11.77% | 11.94% | 12.22% | 11.59% | 11.71% | 11.91% | -3 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 88.51% | 86.51% | 83.31% | 85.76% | 87.53% | 86.98% | 84.66% | 83.93% | -183 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |