Baton Rouge, LA · Charter 24661
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.59% | 0.32% | 0.54% | 0.89% | 0.86% | +26 bps | |
| Return on Equity | 4.97% | 2.64% | 4.68% | 7.62% | 7.19% | +222 bps | |
| Net Interest Margin | 4.63% | 4.77% | 4.81% | 4.85% | 4.86% | +23 bps | |
| Efficiency Ratio | 79.96% | 84.59% | 80.90% | 79.12% | 79.97% | +1 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.49% | 1.68% | 1.89% | 1.16% | 1.19% | -130 bps | |
| Loan Growth (YoY) | -1.85% | 0.13% | 2.50% | 2.81% | -0.85% | +100 bps | |
| Share Growth (YoY) | 1.35% | 1.25% | 1.94% | 1.18% | 1.30% | -4 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.43% | 0.36% | 0.28% | 0.28% | 0.58% | +15 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.94% | 12.22% | 11.59% | 11.71% | 11.91% | -3 bps | |
| Net Worth / Assets | 11.94% | 12.22% | 11.59% | 11.71% | 11.91% | -3 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 85.76% | 87.53% | 86.98% | 84.66% | 83.93% | -183 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |