Fairfax County
Fairfax, VA · Charter 24658 · Peer group: credit unions under $1B in assets (n=1,721-1,724)
NCUA · 4 branches
Q4 2024
$515.7MAssets
$409.3MLoans
$351.0MShares
$84.0MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 76% of credit unions under $1B in assets (rank 412 of 1724).
- Widest gap: nonperforming loans / loans trails 70% of credit unions under $1B in assets (rank 1209 of 1721).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.78%
Rank 742 of 1,724
Net Interest Margin
3.51%
Rank 944 of 1,723
Efficiency Ratio
73.32%
Rank 586 of 1,721
Equity / Assets
16.28%
Rank 411 of 1,723
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.78% | 0.25% | 0.67% | 1.13% | Beats 57% | 742 / 1,724 | |
| Return on Equity | 4.81% | 1.95% | 5.34% | 8.54% | Beats 46% | 927 / 1,723 | |
| Net Interest Margin | 3.51% | 3.03% | 3.61% | 4.27% | Beats 45% | 944 / 1,723 | |
| Efficiency Ratio | 73.32% | 69.84% | 78.36% | 87.50% | Beats 66% | 586 / 1,721 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.18% | 0.28% | 0.70% | 1.38% | Beats 30% | 1,209 / 1,721 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.28% | 10.16% | 12.41% | 16.03% | Beats 76% | 412 / 1,724 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.28% | 10.15% | 12.41% | 16.03% | Beats 76% | 411 / 1,723 | |
| Liquidity & Funding |
| Loans / Deposits | 116.64% | 55.95% | 72.66% | 85.34% | 99th pctl | 11 / 1,722 | |
| Loans / Assets | 79.38% | 47.91% | 62.00% | 72.82% | 89th pctl | 189 / 1,723 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |