Suitland, MD · Charter 24657
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.63% | 1.77% | 1.94% | 1.88% | 2.07% | +43 bps | |
| Return on Equity | 8.75% | 9.51% | 10.22% | 9.81% | 10.27% | +152 bps | |
| Net Interest Margin | 2.65% | 2.72% | 2.79% | 2.95% | 3.08% | +43 bps | |
| Efficiency Ratio | 49.13% | 47.68% | 45.69% | 39.64% | 41.10% | -803 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 9.37% | 10.86% | 9.24% | 7.78% | 4.76% | -461 bps | |
| Loan Growth (YoY) | 14.26% | 34.14% | 25.77% | 10.54% | 2.56% | -1,170 bps | |
| Share Growth (YoY) | 8.94% | 10.76% | 8.56% | 6.72% | 2.86% | -609 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.03% | 0.00% | 0.00% | 0.12% | +12 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 18.68% | 18.64% | 19.00% | 19.15% | 20.14% | +146 bps | |
| Net Worth / Assets | 18.68% | 18.64% | 19.00% | 19.15% | 20.14% | +146 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 11.74% | 12.32% | 11.49% | 11.35% | 11.71% | -3 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |