None Suffer Lack
Suitland, MD · Charter 24657 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$27.9MAssets
$2.6MLoans
$22.3MShares
$5.6MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 99% of credit unions under $1B in assets (rank 22 of 1682).
- Widest gap: net interest margin trails 83% of credit unions under $1B in assets (rank 1399 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
2.07%
Rank 69 of 1,683
Net Interest Margin
3.09%
Rank 1,399 of 1,683
Efficiency Ratio
41.01%
Rank 22 of 1,682
Equity / Assets
20.14%
Rank 220 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.07% | 0.35% | 0.74% | 1.18% | Beats 96% | 69 / 1,683 | |
| Return on Equity | 10.27% | 2.67% | 5.89% | 8.74% | Beats 85% | 259 / 1,681 | |
| Net Interest Margin | 3.09% | 3.31% | 3.82% | 4.32% | Beats 17% | 1,399 / 1,683 | |
| Efficiency Ratio | 41.01% | 68.91% | 78.20% | 86.93% | Beats 99% | 22 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.11% | 0.26% | 0.65% | 1.29% | Beats 85% | 249 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.14% | 10.44% | 12.89% | 16.53% | Beats 87% | 220 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.14% | 10.44% | 12.89% | 16.53% | Beats 87% | 220 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 11.71% | 52.61% | 69.38% | 83.50% | 1st pctl | 1,674 / 1,683 | |
| Loans / Assets | 9.35% | 44.71% | 59.18% | 70.72% | 1st pctl | 1,673 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |