PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

S. C. Farm Bureau

Cayce, SC · Charter 24653

Q2 2001

$1.4MAssets
$906KLoans
$1.1MShares
$308KNet Worth

Executive Summary

  • Earnings: ROA of 2.56%; NIM at 3.18%.
  • Asset quality: problem loans at 2.57% of loans.
  • Capital: net worth / assets of 21.88%.
  • Funding: loans stand at 82.60% of shares as of Q2 2001.

Return on Assets (YTD, annualized)

2.56%
n/a

Net Interest Margin (YTD, annualized)

3.18%
n/a

Efficiency Ratio (YTD, annualized)

28.66%
n/a

Net Worth / Assets

21.88%
n/a

Year to date, annualized, through each quarter.

MetricQ2 2001YoY ΔTrend
Earnings
Return on Assets2.56%n/an/a
Return on Equity11.72%n/an/a
Net Interest Margin3.18%n/an/a
Efficiency Ratio28.66%n/an/a
Growth
Asset Growth (YoY)n/an/an/a
Loan Growth (YoY)n/an/an/a
Share Growth (YoY)n/an/an/a
Asset Quality
Delinquent Loans / Loans2.57%n/an/a
Net Charge-Offs / Loansn/an/an/a
Allowance / Loans2.00%n/an/a
Capital
Risk-Based Capital21.88%n/an/a
Net Worth / Assets21.88%n/an/a
Liquidity & Funding
Loans / Shares82.60%n/an/a
Liquid Assets / Assets34.71%n/an/a